Castlecare - Gold
Life Insurance & AD&D
Benefit Amount Flat $50,000
Non-Evidence Maximum $35,000, varies depending on group size
Reduction of Insurance 50% at Age 65
Dependent Life Insurance
Benefit Amount-Spouse/Child $5,000/$2,500
Critical Illness
Benefit Amount $10,000
Covered Illnesses 18
Extended Health Care
Deductible Nil
EHS Co-insurance 100%
Prescription Drug Plan Direct Pay
Prescription Drugs Deductible None
Prescript. Drugs Co-Insurance 100%
Prescription Drug Maximum $10,000
Hospital Accommodation Semi-private room
Travel Benefits Included- 100%
Vision Benefits None
Paramedical Services Maximum of $500 per person per practitioner per calendar year
Private Duty Nursing Services $10,000 per calendar year
Hearing Aids $500 every 5 years
Dental Care
Deductible No deductible
Basic Services 100%
Major Services 50% (requires 5+ employees)
Maximum Benefit, Basic: $1,500/person/year
Maximum Benefit, Major: Combined with Basic
Recall Exams 9 months
Fee Guide Current
Notes:
- All benefits terminate at age 70
- Both healthcare and dental care include 24 month Survivor Benefits
- Optional Life Insurance available
- Rates and benefits shown are applicable for groups with no existing benefits.
If you currently have a benefits plan, please provide the following information with your application:
(1) Copy of current plan design (e.g. employee booklet)
(2) Current rates (invoice) and rate history, if available
(3) Claims experience history (if available) for the past 2 or 3 years
Program Details
This Program Details chart provides you with a description of the plan designs that are available for you to choose from. If you have a current group benefits plan that does not match the Castlecare options available, we will make every effort to provide you with a quote that will closely match your existing coverage.
Compare the Gold, Silver & Bronze Program details.
See Silver or Bronze. Or, download this PDF.
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